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| Gun Control | |
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| Tweet Topic Started: Apr 30 2013, 09:31 AM (861 Views) | |
| HoosierLars | May 3 2013, 04:19 PM Post #46 |
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3 in a row
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If they are cheap and reliable, I would too. Way too many people killed by drunk drivers, but nobody needs to hear me go off on that rant again. |
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| IUCOLTFAN | May 4 2013, 08:37 AM Post #47 |
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Coach
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I'm not saying it would bother me much either. I'm financially stable and don't drink and drive (not saying I never have). But more to the point, would the additional costs of a vehicle be fair if you were a poor non-drinker? I really don't like laws that have a negative impact on innocent, law-abiding people. How much more of the load can the innocent, law-abiding, taxpayer bear. Seems everything we do just keeps lumping more weight on those people's shoulders.... |
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| dreachon | May 4 2013, 08:47 AM Post #48 |
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Creative Title Here
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So are you thinking that the cost of car companies including breathalyzers would then be passed on to the consumer via the price of the car? I think in most cases, people buying new cars are about to spend $15,000. Rolling the cost of the breathalyzer in there really wouldn't change the loan amount much. Just guessing. But those are just the direct costs anyways. How much would people save in insurance costs, both car and health, due to the decrease in drunk driving accidents? How about the missed work people experience when they get hit by a drunk driver? I think the breathalyzers would more than pay for themselves. |
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| IUCOLTFAN | May 4 2013, 08:54 AM Post #49 |
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Coach
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Not being an ass, but its the insurance industry. Insurance will mysteriously go up 30% before any legislation were passed so they could then give you the 10% breathalyzer "savings". Come on Dreach, you are old enough to know how the game is played. Insurance companies are gonna get theirs. As far as additional cost of the loan, not saying it will be noticed by most but that doesn't change the fact that the cost went up, does it? So all the folks get to pay 60-70 months of interest on that new feature....awesome. |
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| dreachon | May 4 2013, 09:23 AM Post #50 |
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Creative Title Here
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If breathalyzers were mandatory then there wouldn't be a breathalyzer discount. So I'm not sure I'm buying your assertion that insurance rates will go up because of adding breathalyzers. In general, I'm fairly certain safer cars have lower insurance rates so I just don't see the logic you're going by here. |
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| sirbrianwilson | May 4 2013, 09:27 AM Post #51 |
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Stemlerite
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Why would insurance companies raise rates for brethalyzers? requiring mandatory installation of brethalyzers would save insurance companies a ton of money, thus, allowing them to get theirs... br |
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| IUCOLTFAN | May 4 2013, 12:10 PM Post #52 |
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Coach
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Wasn't Obamacare supposed to lower premiums? My point is that there is no way the insurance industry will save a huge amount and then turn around a lower everyone's premiums. It's about profit. They will not relinquish profits that they are already achieving, just my opinion. I can show you any kind og savings you want on paper, it's all relative to what I'm charging you. |
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| Mr Gray | May 4 2013, 01:12 PM Post #53 |
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Coach
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George Orwell would love you guys. |
![]() The body knows what fighters don't: how to protect itself. A neck can only twist so far. Twist it just a hair more and the body says, "Hey, I'll take it from here because you obviously don't know what you're doing... Lie down now, rest, and we'll talk about this when you regain your senses." It's called the knockout mechanism. | |
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| brumdog44 | May 4 2013, 01:42 PM Post #54 |
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The guy picked last in gym class
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1984's Mininstry of Love was the government branch that was in charge of torture. Where was it that you stood on the side 'enhanced interrogation'? |
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| Mr Gray | May 4 2013, 02:30 PM Post #55 |
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Coach
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I am against torture. |
![]() The body knows what fighters don't: how to protect itself. A neck can only twist so far. Twist it just a hair more and the body says, "Hey, I'll take it from here because you obviously don't know what you're doing... Lie down now, rest, and we'll talk about this when you regain your senses." It's called the knockout mechanism. | |
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| brumdog44 | May 4 2013, 02:44 PM Post #56 |
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The guy picked last in gym class
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No,you just redefine torture and say you are against it. See weatherboarding. |
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| dreachon | May 4 2013, 02:49 PM Post #57 |
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Creative Title Here
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First of all. That's not what you said. You said insurance companies would raise premiums and then offer discounts for breathalyzers at a lower rate than they raised the premium. To me, that makes no sense. Second of all, if it costs less for the insurance companies to insure people, than they can lower insurance premiums and still make the same or more profit than they are currently making. |
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| Mr Gray | May 4 2013, 03:44 PM Post #58 |
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Coach
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We all "redefine" torture brum. It doesn't change the fact that I am against it. |
![]() The body knows what fighters don't: how to protect itself. A neck can only twist so far. Twist it just a hair more and the body says, "Hey, I'll take it from here because you obviously don't know what you're doing... Lie down now, rest, and we'll talk about this when you regain your senses." It's called the knockout mechanism. | |
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| IUCOLTFAN | May 4 2013, 04:05 PM Post #59 |
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Coach
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And I'm saying they won't lower premiums |
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| dreachon | May 4 2013, 05:07 PM Post #60 |
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Creative Title Here
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Aren't you a proponent of the free market? If significant profits can be had by a company by offering lower premiums and gaining a larger market share because of those low premiums, won't the market encourage a company to take that path? |
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